DSCR up to 8 units in Concord, CA

DSCR loan in Concord, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Concord, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Concord, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Concord, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Concord, CA real estate investors have you covered.

Investment Opportunities in Concord, CA

Benefits of DSCR Loan in Concord, California

DSCR (Debt Service Coverage Ratio) loans offer several advantages to property investors in Concord, California. These loans focus on the property's income potential rather than the borrower's credit score, making it easier for investors to secure funding for their real estate projects. Additionally, DSCR loans typically have lower interest rates, longer loan terms, and higher loan amounts compared to traditional mortgages, providing investors with more flexibility and financial leverage.

Concord, California, is a bustling city with a diverse population. The city's demographics include a mix of young professionals, families, and retirees, creating a vibrant community with various cultural influences. Its convenient location near San Francisco and Oakland also makes it an attractive place for businesses and residents alike.

The housing market in Concord is robust, offering a range of housing options from single-family homes to apartments and condominiums. The city's real estate market has seen steady growth in property values over recent years, making it a lucrative investment opportunity for those looking to buy or sell property. With a strong demand for housing and a competitive market, Concord presents an ideal environment for real estate investors.

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