DSCR up to 8 units in Copperopolis, CA

DSCR loan in Copperopolis, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Copperopolis, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Copperopolis, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Copperopolis, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Copperopolis, CA real estate investors have you covered.

Investment Opportunities in Copperopolis, CA

Benefits of a Debt Service Coverage Ratio (DSCR) Loan in Copperopolis, California

The Debt Service Coverage Ratio (DSCR) loan in Copperopolis, California offers numerous benefits to borrowers. One key advantage is the lower risk for lenders due to the thorough financial assessment of the borrower's income as well as the property's potential rental income, making it easier for investors to secure financing.

Copperopolis, California, is a charming town with a growing population primarily consisting of middle- to upper-class demographics. The area attracts families and professionals looking for a peaceful retreat from the hustle and bustle of city life, offering a mix of rural tranquility and modern conveniences.

The housing market in Copperopolis is thriving, with a range of properties available to suit various budgets. The market is characterized by stable property values and a high demand for rental accommodations, making it an attractive option for real estate investors seeking long-term returns.

Among the main attractions in Copperopolis are the stunning Lake Tulloch, popular for boating and water sports, the picturesque Saddle Creek Golf Resort for golf enthusiasts, and the historic Copperopolis Town Square for shopping, dining, and community events.

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