Get Approved at The Lowest Rate
DSCR loan in Cotati, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cotati, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Cotati, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Cotati, CA real estate investors have you covered.
A Debt-Service Coverage Ratio (DSCR) loan in Cotati, California offers numerous benefits to borrowers. One key advantage is that it focuses on the property's cash flow rather than the borrower's credit score, making it accessible to a wider range of investors and developers. Moreover, DSCR loans typically have lower interest rates and longer repayment terms, providing borrowers with greater financial flexibility and lower monthly payments. This can help investors maximize their returns and improve cash flow on their investment properties in Cotati. Furthermore, DSCR loans offer a higher loan-to-value ratio compared to traditional loans, allowing borrowers to finance a larger portion of the property's value. This can be particularly beneficial for borrowers looking to acquire or refinance commercial real estate in Cotati, California.
Benefits of DSCR Loan in Cotati, California
