DSCR up to 8 units in Cotton Center, TX

DSCR loan in Cotton Center, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cotton Center, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cotton Center, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cotton Center, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cotton Center, TX real estate investors have you covered.

Investment Opportunities in Cotton Center, TX

DSCR Loan Benefits in Cotton Center, Texas

Benefits of DSCR Loan:

A Debt-Service Coverage Ratio (DSCR) loan offers financial stability to borrowers by ensuring they have enough income to cover loan repayments. This can provide a sense of security and help in managing finances effectively.

Demographics:

Cotton Center, Texas, is a small, tight-knit community with a population that values local traditions and a peaceful lifestyle. The residents are known for their warmth and welcoming nature, creating a strong sense of community.

Housing Market:

The housing market in Cotton Center offers a mix of affordable options for homebuyers, from quaint single-family homes to spacious ranch-style properties. This diversity provides choices for individuals and families looking to settle in the area.

Main Attractions:

While the main charm of Cotton Center lies in its serene surroundings and friendly atmosphere, visitors and residents can also enjoy attractions such as the Cotton Center Community Park and local farmers' markets that showcase the region's agricultural heritage.

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