DSCR up to 8 units in Coulterville, CA

DSCR loan in Coulterville, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Coulterville, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Coulterville, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Coulterville, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Coulterville, CA real estate investors have you covered.

Investment Opportunities in Coulterville, CA

The Benefits of DSCR Loans in Coulterville, California

DSCR (Debt-Service Coverage Ratio) loans are a valuable financing option for aspiring homeowners in Coulterville, California. These loans provide borrowers with the ability to secure financing based on the property’s income-generating potential rather than personal income, making it easier for individuals with diverse financial backgrounds to qualify for a mortgage.

Coulterville, located in Mariposa County, boasts a population that values community and nature. With a median age of 56 and a median household income of $39,583, Coulterville offers a tranquil and affordable living experience for individuals looking to settle down in a serene environment.

The housing market in Coulterville presents a range of opportunities for potential buyers. With a median home value of $253,561, the market offers affordable housing options amidst the picturesque landscapes of the Sierra Nevada mountains, attracting those seeking a peaceful and scenic place to call home.

Some of the main attractions in Coulterville include the historic Hotel Jeffery, a renowned landmark since the Gold Rush era, as well as the Northern Mariposa County History Center, providing visitors with insights into the region’s rich heritage. Outdoor enthusiasts can explore Yosemite National Park, located nearby, for a plethora of recreational activities amidst breathtaking natural beauty.

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