DSCR up to 8 units in Crescent City, CA

DSCR loan in Crescent City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Crescent City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Crescent City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Crescent City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Crescent City, CA real estate investors have you covered.

Investment Opportunities in Crescent City, CA

Benefits of DSCR Loans in Crescent City, California

DSCR (Debt Service Coverage Ratio) loans are popular in Crescent City, California, offering benefits such as lower interest rates, longer terms, and higher borrowing limits. These loans provide financial flexibility to investors and ensure sustainable cash flow for property owners.

Located in Del Norte County, Crescent City has a population of around 7,600 people. The demographics show a diverse community with a median household income of $35,000. The city boasts a mix of young professionals, families, and retirees, creating a vibrant and inclusive atmosphere.

The housing market in Crescent City is stable, with a median home price of $250,000. DSCR loans support the local real estate market by enabling investors to purchase income-generating properties. This has contributed to the steady growth of property values and rental incomes in the area.

Some of the main attractions in Crescent City include the picturesque Battery Point Lighthouse, the majestic Redwood National and State Parks, and the stunning beaches along the Pacific Ocean. These natural wonders make Crescent City a popular destination for outdoor enthusiasts and nature lovers.

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