DSCR up to 8 units in Creston, CA

DSCR loan in Creston, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Creston, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Creston, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Creston, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Creston, CA real estate investors have you covered.

Investment Opportunities in Creston, CA

DSCR Loan Benefits in Creston, California

Benefits: DSCR loans in Creston, California offer competitive interest rates, flexible repayment terms, and are ideal for real estate investors seeking financing for income-producing properties such as rental units or commercial buildings. These loans are particularly advantageous for borrowers with strong cash flow and financial stability.

Demographics: Creston, California, a small town nestled in San Luis Obispo County, has a population of approximately 200 residents. The town boasts a diverse community with a mix of families, retirees, and young professionals drawn to its peaceful surroundings and rural charm.

Housing Market: The housing market in Creston is characterized by a mix of single-family homes, ranch-style properties, and larger estates set amidst the picturesque countryside. Property values have been steadily appreciating due to Creston's desirable location and limited housing inventory.

Main Attractions: Creston offers a tranquil lifestyle with easy access to wineries, hiking trails, and scenic drives. Visitors and residents alike can enjoy wine tasting at award-winning vineyards, explore the nearby hiking trails of Santa Margarita Lake, or participate in community events at the historic Creston Hall.

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