DSCR up to 8 units in Cunningham, TX

DSCR loan in Cunningham, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cunningham, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cunningham, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cunningham, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cunningham, TX real estate investors have you covered.

Investment Opportunities in Cunningham, TX

Benefits of DSCR Loan in Cunningham, Texas

Debt Service Coverage Ratio (DSCR) loans offer numerous benefits in Cunningham, Texas. These loans provide a way for borrowers to finance income-producing properties without risking personal finances. By focusing on the property's cash flow instead of the borrower's credit score, DSCR loans make it easier for investors to qualify for financing.

Cunningham, Texas, boasts a diverse demographic mix with a growing population of young professionals and families. The area's strong job market and affordable cost of living make it an attractive destination for those looking to settle down and invest in real estate.

The housing market in Cunningham, Texas, offers a range of opportunities for investors and homebuyers alike. With steady appreciation rates and a low inventory of homes for sale, the market is competitive yet promising. DSCR loans can help investors take advantage of these conditions to expand their real estate portfolios.

Main attractions in Cunningham include the picturesque Lake Cunningham, popular for fishing and boating. The town also features quaint local shops, charming cafes, and friendly community events, making it an ideal place to call home or invest in rental properties.

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