DSCR up to 8 units in Cupertino, CA

DSCR loan in Cupertino, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cupertino, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cupertino, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cupertino, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cupertino, CA real estate investors have you covered.

Investment Opportunities in Cupertino, CA

DSCR Loan Benefits in Cupertino, California

A Debt-Service Coverage Ratio (DSCR) loan in Cupertino, California offers various advantages to borrowers. One key benefit is the ability to qualify for higher loan amounts compared to traditional mortgages. This is particularly advantageous for individuals or businesses looking to invest in real estate in Cupertino.

Moreover, DSCR loans often have lower interest rates which can result in significant cost savings over the life of the loan. This competitive advantage makes it an attractive financing option for those seeking to purchase property in the thriving market of Cupertino. Additionally, DSCR loans usually have more flexible terms, providing borrowers with greater financial maneuverability.

Cupertino, located in the heart of Silicon Valley, boasts a diverse and affluent population. With a high concentration of tech professionals and a median household income well above the national average, Cupertino offers a vibrant and prosperous community for residents and businesses alike.

In terms of the housing market, Cupertino is known for its strong property appreciation rates due to its proximity to major tech companies like Apple. This has led to a competitive real estate market with limited inventory, making it essential for buyers to act swiftly when a property of interest becomes available.

Main attractions in Cupertino include the iconic Apple Park, which is Apple's headquarters and features the futuristic "Spaceship" building. The city also offers beautiful parks, upscale shopping centers like Santana Row, and a variety of dining options ranging from gourmet restaurants to casual eateries.

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