DSCR up to 8 units in Cutten, CA

DSCR loan in Cutten, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cutten, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cutten, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cutten, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cutten, CA real estate investors have you covered.

Investment Opportunities in Cutten, CA

Benefits of a DSCR Loan in Cutten, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Cutten, California. These loans are ideal for real estate investors or commercial property owners looking to secure financing. One key advantage is that they consider the property's income potential more than the borrower's credit score, making them accessible to a wider range of applicants.

Demographics: Cutten, California, is a charming town located in Humboldt County, known for its diverse population. The median household income is above the national average, and the community has a mix of families, young professionals, and retirees, creating a vibrant and inclusive atmosphere.

Housing Market: Cutten's housing market is stable and offers a variety of housing options, from single-family homes to apartments. The demand for housing is steady, with modest appreciation rates, making it an attractive location for both homeowners and investors looking for long-term growth potential.

Main Attractions: Cutten's proximity to the stunning redwood forests and the Pacific Ocean offers residents and visitors abundant outdoor recreational opportunities, including hiking, biking, and beach activities. Additionally, the town has a thriving local arts and food scene, with quaint shops and restaurants that showcase the area's unique culture.

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