DSCR up to 8 units in Dalhart, TX

DSCR loan in Dalhart, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Dalhart, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Dalhart, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Dalhart, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Dalhart, TX real estate investors have you covered.

Investment Opportunities in Dalhart, TX

Benefits of DSCR Loan in Dalhart, Texas

The Debt Service Coverage Ratio (DSCR) loan is a beneficial financial tool for aspiring homeowners in Dalhart, Texas. With this type of loan, borrowers have access to funds based on the property's income potential rather than personal credit scores, making it easier to secure financing.

Dalhart, Texas, is a vibrant community with a diverse population of approximately 8,000 residents. The town boasts a strong sense of community, low crime rates, and access to quality education, making it an attractive place to live for families and individuals alike.

The housing market in Dalhart presents a mix of options, from cozy single-family homes to spacious ranch-style properties. The median home price in Dalhart is affordable compared to the state average, making homeownership achievable for many residents looking to settle in this charming town.

Aside from its real estate appeal, Dalhart offers residents and visitors a range of activities and attractions. From the XIT Museum showcasing the area's rich history to the beautiful Rita Blanca Lake State Park, there is no shortage of entertainment and outdoor adventures to enjoy in Dalhart, Texas.

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