DSCR up to 8 units in Daly City, CA

DSCR loan in Daly City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Daly City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Daly City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Daly City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Daly City, CA real estate investors have you covered.

Investment Opportunities in Daly City, CA

Benefits of DSCR Loans in Daly City, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to real estate investors in Daly City, California. These loans provide investors with an additional financing option, allowing them to purchase properties that may otherwise be out of reach. The primary advantage of DSCR loans is that they evaluate the property's income potential rather than the borrower's credit score, making them ideal for investors with strong rental income but may have lower credit scores.

Daly City, California, boasts a diverse population with a mix of Asian, Hispanic, and White residents. With a population of over 100,000, Daly City offers a rich cultural experience and a welcoming community environment. The city's close proximity to San Francisco makes it an ideal location for those looking for a suburban lifestyle with easy access to urban amenities.

The housing market in Daly City is vibrant and offers a mix of single-family homes, condominiums, and apartments. The market has seen steady appreciation in property values over the years, making it an attractive investment opportunity for both seasoned investors and first-time homebuyers. With a variety of housing options available, Daly City accommodates a range of budgets and preferences.

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