DSCR up to 8 units in Dana Point, CA

DSCR loan in Dana Point, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Dana Point, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Dana Point, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Dana Point, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Dana Point, CA real estate investors have you covered.

Investment Opportunities in Dana Point, CA

Benefits of DSCR Loan in Dana Point, California

DSCR loans offer numerous benefits for real estate investors in Dana Point, California. These loans are known for their flexibility in terms of income requirements, making them accessible to a wide range of borrowers. Additionally, DSCR loans do not rely heavily on personal credit scores, focusing more on the property's income potential.

Demographically, Dana Point is a vibrant coastal city known for its upscale lifestyle and picturesque landscapes. With a population of approximately 34,249 residents, the city boasts a median household income well above the national average. The majority of residents are college-educated professionals, creating a highly desirable community for real estate investment.

The housing market in Dana Point is characterized by a mix of luxury homes, beachfront properties, and upscale condos. Despite being a competitive market, the city offers a variety of investment opportunities with the potential for high returns. The median home value stands at $1.4 million, and the market is projected to continue its steady growth in the coming years.

Some of the main attractions in Dana Point include the iconic Dana Point Harbor, known for its marinas, shops, and waterfront dining options. The city is also famous for its beautiful beaches, such as Doheny State Beach and Salt Creek Beach, attracting tourists and residents alike. Outdoor enthusiasts can enjoy hiking trails and whale watching tours, making Dana Point a perfect blend of natural beauty and urban sophistication.

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