DSCR up to 8 units in Davis Creek, CA

DSCR loan in Davis Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Davis Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Davis Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Davis Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Davis Creek, CA real estate investors have you covered.

Investment Opportunities in Davis Creek, CA

Benefits of DSCR Loan in Davis Creek, California

Davis Creek, California, offers numerous benefits for individuals considering a Debt-Service Coverage Ratio (DSCR) loan. One major advantage is the stability it provides by ensuring that income generated from the property is sufficient to cover mortgage payments, reducing financial risks for lenders and borrowers alike.

Demographically, Davis Creek has a population of approximately 700 residents with a median household income of $45,000. The town is known for its tight-knit community that values a slower pace of life, making it an attractive location for those seeking a peaceful living environment.

In terms of the housing market, Davis Creek offers a mix of residential properties ranging from cozy single-family homes to spacious ranch-style estates. The market is currently stable with moderate appreciation rates, presenting opportunities for potential buyers to invest in a growing area with affordable real estate options.

Main attractions in Davis Creek include the picturesque Modoc National Forest, which offers outdoor enthusiasts opportunities for hiking, camping, and wildlife viewing. Additionally, Eagle Lake, known for its excellent fishing and recreational activities, is a popular destination for both locals and visitors seeking relaxation and adventure.

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