DSCR up to 8 units in Dayton, TX

DSCR loan in Dayton, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Dayton, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Dayton, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Dayton, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Dayton, TX real estate investors have you covered.

Investment Opportunities in Dayton, TX

DSCR Loan Benefits in Dayton, Texas

A Debt Service Coverage Ratio (DSCR) loan provides numerous benefits to borrowers in Dayton, Texas. These loans offer lower interest rates and longer repayment terms compared to conventional loans, making them more affordable for borrowers. Additionally, DSCR loans are more flexible in terms of credit score requirements, allowing individuals with less-than-perfect credit to qualify.

Dayton, Texas, is a thriving community with a diverse population. The town boasts a mix of families, young professionals, and retirees, creating a vibrant and inclusive atmosphere. With a strong sense of community, residents in Dayton enjoy a high quality of life with access to excellent schools, healthcare facilities, and recreational opportunities.

The housing market in Dayton, Texas, is robust and offers a variety of options for prospective homebuyers. From cozy single-family homes to spacious villas, there is something for everyone in this market. Additionally, with the current steady appreciation in property values, investing in real estate in Dayton can be a lucrative opportunity for buyers.

Some of the main attractions in Dayton, Texas, include the historic Old School Museum, where visitors can learn about the town's rich history. Nature enthusiasts can explore the nearby Trinity River for fishing, kayaking, and birdwatching. The vibrant local food scene also offers a variety of dining options for residents and visitors alike.

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