DSCR up to 8 units in Death Valley, CA

DSCR loan in Death Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Death Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Death Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Death Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Death Valley, CA real estate investors have you covered.

Investment Opportunities in Death Valley, CA

Benefits of DSCR Loan in Death Valley, California

1. Increased Investment Opportunities: DSCR loans can provide real estate investors with the financial leverage needed to invest in properties in Death Valley, California. This can lead to diversification of investment portfolios and potential higher returns.

2. Favorable Loan Terms: DSCR loans typically offer competitive interest rates and longer repayment periods, making them a favorable financing option for investors looking to purchase or refinance properties in Death Valley.

3. Improved Cash Flow Management: By utilizing a DSCR loan, investors can better manage their cash flows as the loan payments are based on the property's income rather than the investor's personal income.

Demographics

Death Valley, California, known for its extreme desert landscapes, has a sparse population with residents primarily concentrated in the nearby towns such as Furnace Creek and Stovepipe Wells. The area attracts nature enthusiasts, photographers, and tourists seeking unique experiences.

Housing Market

The housing market in Death Valley, California, consists mainly of vacation homes, rental properties, and limited commercial real estate options. The demand for housing in the area fluctuates seasonally due to tourism, but property values have shown steady appreciation over the years.

Main Attractions

Some of the main attractions in Death Valley include the Badwater Basin, the lowest point in North America, Zabriskie Point offering stunning panoramic views, and the Mesquite Flat Sand Dunes perfect for photography and sunset viewing.

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