DSCR up to 8 units in Del Mar, CA

DSCR loan in Del Mar, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Del Mar, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Del Mar, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Del Mar, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Del Mar, CA real estate investors have you covered.

Investment Opportunities in Del Mar, CA

Benefits of a DSCR Loan in Del Mar, California

A Debt Service Coverage Ratio (DSCR) loan in Del Mar provides borrowers with a financial solution that takes into account the property's income-generating potential. This type of loan is especially beneficial for real estate investors as it considers the property's cash flow to determine the loan amount.

Demographics: Del Mar, California, is an affluent beach city with a population of around 4,500 residents. The community is known for its high-income households, upscale lifestyle, and picturesque coastal location. It attracts residents who value luxury living and proximity to the beach.

Housing Market: Del Mar's housing market is characterized by high property values and a competitive real estate environment. The city offers a mix of luxurious single-family homes, beachfront properties, and upscale condos. The demand for housing in Del Mar remains strong, making it an attractive location for real estate investments.

Main Attractions: Del Mar is famous for its beautiful beaches, such as Del Mar City Beach and Torrey Pines State Beach. The city is also home to the Del Mar Fairgrounds, where the renowned Del Mar Racetrack hosts horse racing events. Additionally, Del Mar Village features upscale shopping, dining, and cultural attractions.

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