DSCR up to 8 units in Diamond Springs, CA

DSCR loan in Diamond Springs, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Diamond Springs, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Diamond Springs, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Diamond Springs, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Diamond Springs, CA real estate investors have you covered.

Investment Opportunities in Diamond Springs, CA

Benefits of DSCR Loan in Diamond Springs, California

DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits to the residents of Diamond Springs, California. These loans typically have lower interest rates and longer repayment terms compared to traditional loans, making them more affordable for borrowers. Additionally, DSCR loans are known for their flexibility, allowing borrowers to finance various types of properties including commercial real estate, investment properties, and more.

Demographics in Diamond Springs, California reveal a diverse community with a population that enjoys a mix of suburban and rural living. The area has a median age of X years and a median household income of $XX,XXX. The town boasts a relatively high percentage of homeowners, indicating a stable and thriving real estate market.

The housing market in Diamond Springs, California is vibrant and attractive for both homebuyers and investors. With a range of property types available, from cozy single-family homes to spacious estates, there is something for everyone. The market has been experiencing steady appreciation in home values, making it a lucrative location for real estate investments.

When visiting Diamond Springs, California, you can explore a variety of main attractions including the beautiful Diamond Springs El Dorado Trail, which offers scenic views for hikers and bikers, and the historic Bell Tower, a local landmark that showcases the town's rich history. Additionally, the area is known for its charming downtown area with boutique shops, restaurants, and cafes.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now