DSCR up to 8 units in Docena, AL

DSCR loan in Docena, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Docena, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Docena, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Docena, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Docena, AL real estate investors have you covered.

Investment Opportunities in Docena, AL

DSCR Loan Benefits in Docena, Alabama

Debt Service Coverage Ratio (DSCR) loans in Docena, Alabama provide a range of benefits to borrowers such as competitive interest rates, longer repayment terms, and flexibility in qualifying criteria. These loans are ideal for real estate investors looking to finance income-producing properties with reliable cash flow.

Docena, Alabama, boasts a diverse population with a mix of cultures, ages, and professions. The town has a strong sense of community, with various local events and organizations that promote inclusion and engagement among residents.

The housing market in Docena, Alabama, offers affordable options for homebuyers, with a variety of single-family homes and rental properties available. The market is stable, making it a favorable environment for both buyers and sellers. Additionally, the town's proximity to amenities and job opportunities adds to its appeal.

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