DSCR up to 8 units in Dos Rios, CA

DSCR loan in Dos Rios, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Dos Rios, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Dos Rios, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Dos Rios, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Dos Rios, CA real estate investors have you covered.

Investment Opportunities in Dos Rios, CA

Benefits of a DSCR Loan in Dos Rios, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for borrowers in Dos Rios, California. These loans provide a more accurate representation of a borrower's ability to service debt, making it easier for individuals and businesses to secure financing. With a DSCR loan, borrowers have a better chance of obtaining funding even if they have lower credit scores or limited collateral.

Dos Rios, California, is a vibrant community nestled in the heart of Mendocino County. The demographics of Dos Rios showcase a diverse population with a mix of young professionals, families, and retirees. The area prides itself on its strong sense of community, with residents actively participating in local events and initiatives.

The housing market in Dos Rios is characterized by a blend of historic homes and modern developments. The availability of DSCR loans has encouraged investment in both residential and commercial properties, leading to a healthy real estate market. Home prices in Dos Rios are competitive, offering affordable options for first-time buyers and investors alike.

Aside from its real estate opportunities, Dos Rios boasts a range of attractions for residents and visitors. The town is known for its picturesque natural surroundings, including scenic rivers and parks perfect for outdoor activities. Additionally, Dos Rios is home to charming local shops, restaurants, and cultural venues that add to its unique charm.

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