DSCR up to 8 units in Dougherty, TX

DSCR loan in Dougherty, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Dougherty, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Dougherty, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Dougherty, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Dougherty, TX real estate investors have you covered.

Investment Opportunities in Dougherty, TX

DSCR Loan Benefits in Dougherty, Texas

A Debt-Service Coverage Ratio (DSCR) loan in Dougherty, Texas offers various advantages to borrowers. One significant benefit is the ability to secure financing based on the property's cash flow, not just the borrower's credit score.

Demographically, Dougherty, Texas, is a small yet thriving community with a population of diverse backgrounds. The town embodies a welcoming atmosphere and a strong sense of community spirit, making it an ideal place for families and individuals seeking a close-knit environment.

The housing market in Dougherty presents a promising outlook for both buyers and sellers. With affordable home prices and a stable market, prospective homeowners can find suitable properties that meet their needs without overspending. Additionally, the steady appreciation rates make real estate in Dougherty a sound investment.

Some main attractions in Dougherty include its picturesque parks, local eateries serving authentic Texan cuisine, and cultural events that showcase the town's rich history. Residents and visitors can enjoy outdoor activities, explore historical landmarks, and engage in community festivities throughout the year.

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