DSCR up to 8 units in Dublin, CA

DSCR loan in Dublin, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Dublin, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Dublin, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Dublin, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Dublin, CA real estate investors have you covered.

Investment Opportunities in Dublin, CA

The Benefits of a DSCR Loan in Dublin, California

A Debt-Service Coverage Ratio (DSCR) loan in Dublin, California offers numerous benefits for potential homeowners. DSCR loans provide more flexibility in qualifying for a mortgage, especially for self-employed individuals or those with variable income. These loans focus on the property's income potential, allowing for a higher loan amount compared to traditional mortgages.

Demographics: Dublin, California, boasts a diverse population, with a mix of young professionals and families. The city has a strong tech industry presence, attracting individuals seeking employment opportunities. The median household income is above the national average, reflecting the city's economic prosperity.

Housing Market: Dublin's housing market is vibrant, with a mix of single-family homes and modern condominiums. The market offers a range of options for buyers, from starter homes to luxury properties. The demand for housing in Dublin remains high due to its proximity to major tech hubs like Silicon Valley.

Main Attractions: Aside from its economic benefits, Dublin offers a high quality of life with its well-maintained parks, top-rated schools, and diverse dining options. The city's location near scenic parks and hiking trails provides ample opportunities for outdoor enthusiasts to explore nature.

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