DSCR up to 8 units in Duncanville, AL

DSCR loan in Duncanville, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Duncanville, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Duncanville, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Duncanville, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Duncanville, AL real estate investors have you covered.

Investment Opportunities in Duncanville, AL

Benefits of DSCR Loan in Duncanville, Alabama

Duncanville, Alabama offers several benefits for individuals looking to invest in properties through a Debt-Service Coverage Ratio (DSCR) loan. One of the main advantages is the ability to secure financing based on the property's income potential rather than personal income.

Demographically, Duncanville has a growing population of young professionals and families attracted to its affordable housing market and proximity to multiple employment opportunities in nearby cities like Tuscaloosa.

The housing market in Duncanville presents a promising investment landscape with steady appreciation rates and a diverse range of properties catering to different budget requirements, making it an ideal location for both first-time homebuyers and seasoned investors.

Some main attractions in Duncanville include the Tannehill State Park, a historical iron-making site with hiking trails and camping facilities, and the Alabama Museum of Natural History, offering educational experiences for visitors of all ages.

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