DSCR up to 8 units in Dunsmuir, CA

DSCR loan in Dunsmuir, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Dunsmuir, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Dunsmuir, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Dunsmuir, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Dunsmuir, CA real estate investors have you covered.

Investment Opportunities in Dunsmuir, CA

Benefits of DSCR Loan in Dunsmuir, California

DSCR loans in Dunsmuir offer several advantages to borrowers. One of the key benefits is the Debt Service Coverage Ratio (DSCR), which provides lenders with a measure of the property's ability to cover its debt payments. This ratio helps borrowers secure financing with favorable terms and interest rates.

Demographics in Dunsmuir, California show a small, close-knit community with a population of around 1,500 residents. The town has a rich history, and its residents value the natural beauty that surrounds them. This creates a unique and welcoming atmosphere for both locals and visitors.

In terms of the housing market, Dunsmuir offers a mix of historic homes and modern properties. The real estate market in Dunsmuir is relatively stable, with an average home value that is more affordable compared to nearby cities. This makes it an attractive option for both first-time homebuyers and those looking to invest in property.

Main attractions in Dunsmuir include the iconic Mossbrae Falls, a stunning waterfall accessible by hiking. The town also boasts the Dunsmuir Botanical Gardens, providing a serene retreat for nature lovers. Additionally, the historic downtown area is filled with charming shops and restaurants, offering a unique blend of culture and entertainment.

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