DSCR up to 8 units in Dutton, AL

DSCR loan in Dutton, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Dutton, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Dutton, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Dutton, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Dutton, AL real estate investors have you covered.

Investment Opportunities in Dutton, AL

Benefits of a DSCR Loan in Dutton, Alabama

DSCR loans, also known as Debt Service Coverage Ratio loans, offer numerous benefits to individuals in Dutton, Alabama. These loans provide a way for borrowers to access funds for real estate investments while ensuring they have sufficient income to cover the debt service. This helps to mitigate financial risks and promotes responsible borrowing.

Demographics in Dutton, Alabama, show a close-knit community with a population that values tradition and community ties. The area boasts a diverse population with a mix of generational families and newcomers, creating a unique blend of traditions and modern influences.

The housing market in Dutton, Alabama, offers a range of opportunities for both buyers and sellers. With a variety of properties available, from quaint single-family homes to spacious estates, the market caters to diverse preferences and budgets. Additionally, the steady growth in property values indicates a stable and promising real estate environment.

Dutton, Alabama, is home to several main attractions that showcase the town's rich history and natural beauty. Visitors and residents alike can enjoy outdoor activities such as hiking in the nearby state parks, exploring local museums, and participating in community events that celebrate the town's heritage.

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