DSCR up to 8 units in East Irvine, CA

DSCR loan in East Irvine, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in East Irvine, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in East Irvine, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in East Irvine, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our East Irvine, CA real estate investors have you covered.

Investment Opportunities in East Irvine, CA

The Benefits of DSCR Loans in East Irvine, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in East Irvine, California. These loans provide a way for individuals and businesses to secure financing based on the property's income potential rather than personal credit scores.

Demographically, East Irvine is a diverse and vibrant community located in Orange County. With a mix of young professionals, families, and retirees, the area offers a blend of suburban tranquility and urban amenities.

The housing market in East Irvine is dynamic, offering a range of options from modern apartments to spacious single-family homes. With steady appreciation rates and a strong demand for rental properties, investing in real estate in East Irvine can be a lucrative endeavor.

Some of the main attractions in East Irvine include the Great Park, a vast outdoor space featuring sports facilities, a farmers market, and walking trails. The nearby Irvine Spectrum Center offers shopping, dining, and entertainment options for residents and visitors alike.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now