DSCR up to 8 units in El Dorado Hills, CA

DSCR loan in El Dorado Hills, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in El Dorado Hills, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in El Dorado Hills, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in El Dorado Hills, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our El Dorado Hills, CA real estate investors have you covered.

Investment Opportunities in El Dorado Hills, CA

Benefits of a DSCR Loan in El Dorado Hills, California

DSCR (Debt-Service Coverage Ratio) loans offer financial advantages for investors looking to purchase income-producing properties in El Dorado Hills. These loans take into account the property's income to determine the borrower's eligibility, allowing for higher loan amounts and lower interest rates.

Demographically, El Dorado Hills is known for its affluent community with a median household income well above the national average. The population consists largely of well-educated professionals and families, making it an attractive location for real estate investments.

In terms of the housing market, El Dorado Hills has shown steady appreciation in property values over the years. With a growing demand for housing in the area, investing in real estate through a DSCR loan can provide long-term financial stability and potential for significant returns.

Main attractions in El Dorado Hills include the picturesque Folsom Lake, popular for boating and outdoor activities, as well as the El Dorado Hills Town Center offering a variety of shopping and dining options. The community also boasts excellent schools and a thriving arts scene, making it a desirable place to live and invest.

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