DSCR up to 8 units in Emeryville, CA

DSCR loan in Emeryville, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Emeryville, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Emeryville, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Emeryville, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Emeryville, CA real estate investors have you covered.

Investment Opportunities in Emeryville, CA

Benefits of a DSCR Loan in Emeryville, California

DSCR loans in Emeryville, California offer numerous benefits to borrowers. One of the key advantages is that they are based on the property's income potential rather than the borrower's credit score, making it easier for investors to secure financing for rental properties.

Demographically, Emeryville is a diverse city with a population that includes a mix of professionals, families, and students. The city's proximity to San Francisco makes it an attractive location for those seeking a vibrant urban lifestyle.

In terms of the housing market, Emeryville has experienced steady growth in property values in recent years, making it a lucrative market for real estate investment. The demand for rental properties remains high, driving up rental prices and offering favorable returns for landlords.

Main attractions in Emeryville include the Bay Street shopping center, Emeryville Marina with stunning views of the Bay Area, and a variety of dining options ranging from trendy cafes to fine dining restaurants.

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