DSCR up to 8 units in Emigrant Gap, CA

DSCR loan in Emigrant Gap, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Emigrant Gap, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Emigrant Gap, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Emigrant Gap, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Emigrant Gap, CA real estate investors have you covered.

Investment Opportunities in Emigrant Gap, CA

Benefits of DSCR Loan in Emigrant Gap, California

Benefits of a DSCR Loan

A Debt Service Coverage Ratio (DSCR) loan offers borrowers the advantage of potentially securing financing even if they have limited personal income. This is especially beneficial for investors or businesses looking to invest in properties in Emigrant Gap, California.

Demographics

Emigrant Gap, California, is a small town located in Placer County. It has a population of around 100 residents, making it a tight-knit community with a focus on outdoor activities and tourism.

Housing Market

The housing market in Emigrant Gap offers a mix of single-family homes, cabins, and vacation properties. With the help of a DSCR loan, investors can take advantage of the picturesque location and potential for rental income.

Main Attractions

Emigrant Gap is known for its proximity to the Tahoe National Forest, offering residents and visitors access to hiking, camping, and skiing. The Donner Summit area and the historic Donner Pass are also popular attractions in the region.

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