DSCR up to 8 units in Empire, CA

DSCR loan in Empire, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Empire, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Empire, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Empire, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Empire, CA real estate investors have you covered.

Investment Opportunities in Empire, CA

DSCR Loan Benefits in Empire, California

DSCR (Debt Service Coverage Ratio) loans in Empire, California offer numerous benefits to borrowers. With a DSCR loan, borrowers can secure financing for real estate investments with lower down payment requirements compared to traditional loans. These loans are an excellent choice for investors looking to purchase income-generating properties, as the rental income from the property can help cover the loan payments.

Empire, California, is a vibrant community with a diverse population. The town has a mix of young professionals, families, and retirees, creating a dynamic and welcoming environment. The median household income in Empire is above the national average, making it an attractive location for real estate investments.

The housing market in Empire, California, is thriving, with a range of properties available for buyers and investors. The market offers a mix of single-family homes, townhouses, and apartments, catering to various budgets and preferences. The median home value in Empire has been steadily increasing, making it a promising market for property appreciation.

Some of the main attractions in Empire, California, include the beautiful Empire State Park, known for its scenic trails and recreational facilities. The town also boasts a vibrant dining scene, with a variety of restaurants offering diverse cuisines. Additionally, Empire is located near major highways, providing easy access to nearby attractions and cities.

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