DSCR up to 8 units in Encino, TX

DSCR loan in Encino, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Encino, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Encino, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Encino, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Encino, TX real estate investors have you covered.

Investment Opportunities in Encino, TX

DSCR Loan Benefits in Encino, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits in Encino, Texas. These loans provide financial flexibility by considering the property’s cash flow, making it easier for investors to secure financing. They typically have lower interest rates, longer payment terms, and higher loan amounts compared to traditional mortgages.

Encino, Texas, is a vibrant community with a diverse population. The demographics include a mix of young professionals, families, and retirees. The cost of living is reasonable, and the area is known for its friendly neighbors and strong sense of community.

The housing market in Encino is robust, offering a range of properties from single-family homes to apartments and condos. With the help of DSCR loans, individuals can invest in real estate with confidence, knowing they have favorable repayment terms and financial leverage. The market is stable, making it an attractive location for both homeowners and investors.

Some main attractions in Encino include beautiful parks, local shops, and restaurants offering delicious cuisine. The city boasts a rich cultural scene with museums and art galleries. The warm climate and proximity to outdoor activities like hiking and biking make Encino an ideal place to live and visit.

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