DSCR up to 8 units in Epes, AL

DSCR loan in Epes, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Epes, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Epes, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Epes, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Epes, AL real estate investors have you covered.

Investment Opportunities in Epes, AL

Benefits of DSCR Loan in Epes, Alabama

DSCR (Debt Service Coverage Ratio) loans in Epes, Alabama offer numerous benefits for potential homeowners. One of the main advantages is the ability to finance income-producing properties based on their cash flow, rather than personal income. This makes it easier for investors to qualify for loans and expand their real estate portfolios.

Demographically, Epes, Alabama, is a small town with a tight-knit community. The population is diverse, consisting of families, retirees, and young professionals. The cost of living is relatively low compared to larger cities, making it an attractive option for those looking to settle down in a peaceful environment.

In terms of the housing market, Epes presents opportunities for both buyers and sellers. The market is stable, with a range of housing options available at affordable prices. With the help of DSCR loans, individuals can invest in properties that generate passive income and build equity over time.

Main attractions in Epes include its rich history, beautiful parks, and proximity to scenic outdoor areas. Residents can enjoy historic sites, community events, and outdoor recreational activities, making it an ideal place to call home.

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