DSCR up to 8 units in Escondido, CA

DSCR loan in Escondido, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Escondido, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Escondido, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Escondido, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Escondido, CA real estate investors have you covered.

Investment Opportunities in Escondido, CA

Benefits of a DSCR loan in Escondido, California

A Debt Service Coverage Ratio (DSCR) loan in Escondido, California offers several advantages, such as providing financial flexibility, lower interest rates, and longer loan terms compared to traditional mortgages.

Demographics

Escondido, located in San Diego County, has a diverse population with a pleasant mix of different cultures. The city has a strong sense of community and offers a range of amenities for residents of all ages.

Housing Market

The housing market in Escondido is dynamic, with a variety of options ranging from single-family homes to upscale apartments. The market is competitive, but with the help of a DSCR loan, homebuyers can access affordable financing options.

Main Attractions

Escondido is home to attractions like the San Diego Zoo Safari Park, California Center for the Arts, and Daley Ranch, offering residents and visitors a wide range of recreational and cultural activities to enjoy.

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