DSCR up to 8 units in Estelline, TX

DSCR loan in Estelline, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Estelline, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Estelline, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Estelline, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Estelline, TX real estate investors have you covered.

Investment Opportunities in Estelline, TX

Benefits of DSCR Loan in Estelline, Texas

DSCR loans offer various benefits to potential homeowners in Estelline, Texas. These loans are particularly advantageous for borrowers with low credit scores or irregular incomes, as they focus on the property's potential rental income rather than the borrower's personal finances.

Demographically, Estelline is a small, tight-knit community in Hall County, Texas, with a population of around 145 residents. The town has a rural charm, offering a peaceful and close-knit environment for families and retirees alike.

In terms of the housing market, Estelline boasts affordable housing options, making it an attractive location for first-time homebuyers and investors. The median home price in Estelline is below the national average, providing an opportunity for individuals to own property without breaking the bank.

Main attractions in Estelline include the Billie Keel Memorial Park, known for its serene walking trails and picturesque picnic spots. The town is also home to the Estelline Heritage Museum, offering insights into the area's rich history and culture.

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