DSCR up to 8 units in Exeter, CA

DSCR loan in Exeter, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Exeter, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Exeter, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Exeter, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Exeter, CA real estate investors have you covered.

Investment Opportunities in Exeter, CA

DSCR Loan Benefits in Exeter, California

DSCR (Debt Service Coverage Ratio) loans in Exeter, California offer borrowers the advantage of a loan structure that considers the property's cash flow. This means that the borrower's ability to repay the loan is assessed based on the property's income rather than just the borrower's personal finances. This can be particularly beneficial for investors and property owners looking to leverage their income-generating properties.

Exeter, California, nestled in the San Joaquin Valley, boasts a diverse population with a mix of cultures, including Hispanic, Caucasian, and Native American residents. The town has a strong sense of community, with various events and festivals held throughout the year that celebrate its multicultural heritage.

The housing market in Exeter, California, is characterized by a mix of historic homes and new developments. The town offers a range of housing options, from charming bungalows to spacious ranch-style properties. With its proximity to larger cities like Visalia and Fresno, Exeter provides a balance of small-town charm and urban convenience.

Some of the main attractions in Exeter include the beautiful Murals of Exeter that adorn the town's buildings, showcasing its rich history and culture. The Exeter Historical Museum offers visitors a glimpse into the town's past, while the nearby Sequoia National Park provides outdoor enthusiasts with opportunities for hiking and exploring the stunning natural landscapes.

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