DSCR up to 8 units in Fair Oaks, CA

DSCR loan in Fair Oaks, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fair Oaks, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Fair Oaks, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Fair Oaks, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Fair Oaks, CA real estate investors have you covered.

Investment Opportunities in Fair Oaks, CA

Benefits of DSCR Loan in Fair Oaks, California

DSCR loans, also known as Debt Service Coverage Ratio loans, offer numerous benefits to real estate investors in Fair Oaks, California. These loans consider the property's income-generating potential rather than the borrower's credit score, making them a great option for investors with varying credit histories.

Demographically, Fair Oaks is a diverse community with a population that values the outdoors and a balanced lifestyle. The town boasts a mix of young professionals and families, creating a vibrant and welcoming atmosphere for residents and visitors alike.

The housing market in Fair Oaks is stable and offers a range of opportunities for investors. With a steady demand for rental properties and a growing real estate market, investing in Fair Oaks can provide long-term financial security and solid returns on investment.

Some of the main attractions in Fair Oaks include the picturesque Fair Oaks Village, the beautiful American River Parkway, and the historic Fair Oaks Park. These attractions provide residents with a mix of recreational, cultural, and outdoor activities, making Fair Oaks a desirable place to live and invest in.

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