DSCR up to 8 units in Fairfax, CA

DSCR loan in Fairfax, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fairfax, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Fairfax, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Fairfax, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Fairfax, CA real estate investors have you covered.

Investment Opportunities in Fairfax, CA

Benefits of DSCR Loan in Fairfax, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals and businesses in Fairfax, California. These loans provide a flexible repayment structure, lower interest rates, and increased borrowing capacity, making them ideal for real estate investments in the area.

Demographically, Fairfax is a vibrant and diverse community located in Marin County, known for its progressive values and strong sense of community. With a population of approximately 7,500 residents, Fairfax offers a mix of young professionals, families, and retirees, creating a rich tapestry of culture and experiences.

In terms of the housing market, Fairfax boasts a competitive real estate landscape with a range of housing options, from charming single-family homes to modern apartments. The market is characterized by steady appreciation rates, making it an attractive destination for both buyers and investors looking to capitalize on the town's appeal.

Some of the main attractions in Fairfax include its picturesque downtown area, filled with an array of boutique shops, cafes, and restaurants. The town is also surrounded by natural beauty, including hiking trails in the nearby mountains and easy access to the Pacific Ocean, offering residents and visitors ample opportunities for outdoor recreation and relaxation.

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