DSCR up to 8 units in Falfurrias, TX

DSCR loan in Falfurrias, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Falfurrias, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Falfurrias, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Falfurrias, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Falfurrias, TX real estate investors have you covered.

Investment Opportunities in Falfurrias, TX

Benefits of DSCR Loan in Falfurrias, Texas

Benefits of DSCR Loan: A DSCR loan, also known as Debt Service Coverage Ratio loan, offers advantages such as providing financing based on the property’s income potential rather than personal credit scores. This type of loan is beneficial for real estate investors looking to purchase income-producing properties as it helps assess whether the property's income is sufficient to cover the loan payments.

Demographics: Falfurrias, Texas, has a diverse population with a mix of Hispanic, Caucasian, and African American residents. The town has a strong sense of community and offers a range of cultural experiences and events, making it an inclusive place to live and work.

Housing Market: The housing market in Falfurrias is stable and offers a variety of housing options, from single-family homes to apartments and ranch-style properties. The cost of living is relatively affordable, making it an attractive location for first-time homebuyers and investors alike.

Main Attractions: Falfurrias boasts attractions such as the Heritage Museum, showcasing the town's history, and the popular annual Dairy Day Festival. Outdoor enthusiasts can explore the nearby Santa Ana National Wildlife Refuge for hiking and birdwatching activities.

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