DSCR up to 8 units in Fallbrook, CA

DSCR loan in Fallbrook, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fallbrook, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Fallbrook, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Fallbrook, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Fallbrook, CA real estate investors have you covered.

Investment Opportunities in Fallbrook, CA

Benefits of DSCR Loan in Fallbrook, California

DSCR (Debt Service Coverage Ratio) loan offers numerous benefits for real estate investments in Fallbrook, California. This type of loan ensures that rental income from the property is sufficient to cover mortgage payments, offering stability and higher chances of profitability for investors.

Fallbrook, California, with a population of approximately 32,000, boasts a diverse demographic profile. The community is known for its mix of residents, including families, retirees, and young professionals. The picturesque town also enjoys a mild climate and is surrounded by lush landscapes, making it an attractive place to live and invest in.

The housing market in Fallbrook is competitive yet offers a range of opportunities for investors. With a median home price of $550,000, the market is considered stable with steady appreciation rates. The DSCR loan can help investors capitalize on these favorable market conditions and expand their real estate portfolios in this thriving community.

Some of Fallbrook's main attractions include the Fallbrook Art Center, offering exhibitions and art classes, and the scenic Live Oak Park, which hosts community events and outdoor activities. Additionally, the town is renowned for its avocado orchards and hosts an annual Avocado Festival, drawing visitors from far and wide.

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