DSCR up to 8 units in Felton, CA

DSCR loan in Felton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Felton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Felton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Felton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Felton, CA real estate investors have you covered.

Investment Opportunities in Felton, CA

Benefits of DSCR Loan in Felton, California

A Debt-Service Coverage Ratio (DSCR) loan in Felton, California offers numerous advantages for prospective homeowners. One key benefit is the ability to secure financing based on the property's income potential rather than personal income, making it ideal for investment properties.

Felton, California, is a charming town located in Santa Cruz County with a population that reflects a mix of young professionals, families, and retirees. The town's demographics are diverse, with a strong sense of community and a range of amenities catering to residents of all ages.

The housing market in Felton, California, is competitive yet offers opportunities for both buyers and sellers. With a mix of historic homes and modern developments, there is a property to suit every taste. The market is dynamic, with steady appreciation rates making it an attractive location for real estate investment.

Some of the main attractions in Felton include the iconic Roaring Camp Railroads, Henry Cowell Redwoods State Park, and the vibrant downtown area filled with shops and restaurants. Residents and visitors alike enjoy the town's natural beauty and recreational opportunities.

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