DSCR up to 8 units in Finley, CA

DSCR loan in Finley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Finley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Finley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Finley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Finley, CA real estate investors have you covered.

Investment Opportunities in Finley, CA

Benefits of DSCR Loan in Finley, California

One of the key benefits of a Debt-Service Coverage Ratio (DSCR) loan in Finley, California, is that it offers flexibility in terms of repayment. Borrowers can structure their payments based on the cash flow generated by the property rather than personal income.

Moreover, DSCR loans typically have lower interest rates compared to traditional residential mortgages, making them an attractive option for real estate investors looking to purchase income-generating properties in Finley.

Additionally, DSCR loans provide an opportunity for investors to leverage their real estate investments, allowing them to acquire more properties and grow their portfolio in the competitive housing market of Finley, California.

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