DSCR up to 8 units in Fish Camp, CA

DSCR loan in Fish Camp, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fish Camp, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Fish Camp, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Fish Camp, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Fish Camp, CA real estate investors have you covered.

Investment Opportunities in Fish Camp, CA

The Benefits of DSCR Loans in Fish Camp, California

DSCR (Debt Service Coverage Ratio) loans in Fish Camp, California offer several benefits such as lower interest rates compared to traditional mortgages. These loans are tailored for real estate investors and property owners who generate rental income. The DSCR ratio allows lenders to assess the property's cash flow rather than just the borrower's credit score.

Fish Camp, a quaint community in California, has a population of approximately 59 residents. With a small-town charm and proximity to Yosemite National Park, Fish Camp attracts nature lovers and tourists alike. The demographics of Fish Camp reflect a close-knit community with a love for outdoor activities and wildlife.

The housing market in Fish Camp is characterized by a mix of rustic cabins, cozy vacation rentals, and spacious lodges. The demand for these properties is driven by their proximity to Yosemite, making them ideal investments for DSCR loans. Investors can benefit from the tourism influx and consistent rental income throughout the year.

Main attractions in Fish Camp include the historic Narrow Gauge Inn, the Yosemite Mountain Sugar Pine Railroad, and the Mariposa Grove of Giant Sequoias. These attractions showcase the natural beauty and rich history of the area, making Fish Camp a popular destination for visitors seeking a peaceful getaway.

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