DSCR up to 8 units in Five Points, CA

DSCR loan in Five Points, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Five Points, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Five Points, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Five Points, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Five Points, CA real estate investors have you covered.

Investment Opportunities in Five Points, CA

Benefits of DSCR Loan in Five Points, California

DSCR loans offer numerous advantages for borrowers in Five Points, California. These loans are specifically tailored for investment properties and allow borrowers to qualify based on the property's income rather than their personal income.

Demographically, Five Points is a diverse community with a mix of young professionals and families. The median age is 32, and the median household income is $65,000, making it an attractive location for real estate investment.

The housing market in Five Points is currently thriving, with a steady increase in property values over the past few years. The average home price is $350,000, and the rental market is also strong, providing a great opportunity for investors to generate passive income.

Some of the main attractions in Five Points include the beautiful Five Points Park, known for its scenic walking trails and community events. The area also offers a variety of dining options, shopping centers, and easy access to major highways for convenient travel.

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