DSCR up to 8 units in Foothill Ranch, CA

DSCR loan in Foothill Ranch, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Foothill Ranch, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Foothill Ranch, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Foothill Ranch, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Foothill Ranch, CA real estate investors have you covered.

Investment Opportunities in Foothill Ranch, CA

Benefits of DSCR Loan in Foothill Ranch, CA

A Debt Service Coverage Ratio (DSCR) loan is an excellent financing option for real estate investors in Foothill Ranch, California. This type of loan ensures that the property's income is sufficient to cover the mortgage payments, reducing the investor's default risk.

Demographically, Foothill Ranch is a vibrant community located in Orange County, known for its excellent schools, safe neighborhoods, and diverse population. With a median household income above the national average, it attracts families and professionals looking for a high quality of life.

The housing market in Foothill Ranch is robust, offering a mix of single-family homes, townhouses, and apartments. The relatively low inventory and high demand contribute to property value appreciation, making it an attractive location for real estate investment with strong potential for capital gains.

Some of the main attractions in Foothill Ranch include the Whiting Ranch Wilderness Park, perfect for outdoor enthusiasts, and various shopping and dining options in the Foothill Ranch Towne Center. The community also boasts excellent recreational facilities and easy access to nearby beaches and hiking trails.

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