DSCR up to 8 units in Fort Bragg, CA

DSCR loan in Fort Bragg, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fort Bragg, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Fort Bragg, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Fort Bragg, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Fort Bragg, CA real estate investors have you covered.

Investment Opportunities in Fort Bragg, CA

Benefits of DSCR Loan in Fort Bragg, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Fort Bragg, California. These loans provide financing based on the cash flow generated by the property, rather than the borrower's personal income. This makes them ideal for investors looking to purchase income-producing properties.

Demographics in Fort Bragg show a population of around 7,500 residents. The town is known for its diverse community, with a mix of artists, retirees, and families. The median age is 42 years old, and the median household income is $36,852.

The housing market in Fort Bragg is competitive yet stable. The median home price is $413,000, with a modest appreciation rate. DSCR loans can help buyers take advantage of the market conditions by offering flexible terms and competitive interest rates.

Fort Bragg boasts several main attractions, including the stunning Glass Beach, Skunk Train, and Mendocino Coast Botanical Gardens. These attractions draw tourists and residents alike, contributing to the town's vibrant economy and community.

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