DSCR up to 8 units in Fred, TX

DSCR loan in Fred, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fred, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Fred, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Fred, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Fred, TX real estate investors have you covered.

Investment Opportunities in Fred, TX

Benefits of a DSCR Loan in Fred, Texas

A Debt-Service Coverage Ratio (DSCR) loan in Fred, Texas offers numerous advantages to borrowers. DSCR loans provide more flexibility in terms of qualifying, as they primarily focus on the property's income rather than the borrower's credit score. This makes it easier for investors and property owners to secure financing for their real estate projects.

The demographics of Fred, Texas show a small yet diverse community. With a population that values tight-knit relationships and community engagement, Fred offers a welcoming environment for residents of all ages. The area is known for its peaceful neighborhoods and strong sense of unity among its residents.

The housing market in Fred, Texas is currently experiencing steady growth. The demand for properties in Fred is on the rise, making it an attractive location for real estate investment. With a range of property types available, from cozy single-family homes to spacious luxury estates, Fred offers diverse options for homebuyers and investors alike.

Some main attractions in Fred, Texas include its scenic natural beauty and outdoor recreational opportunities. The town is surrounded by picturesque landscapes, perfect for nature enthusiasts and outdoor adventurers. From hiking trails to fishing spots, Fred offers a peaceful retreat away from the hustle and bustle of city life.

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