DSCR up to 8 units in Freeport, TX

DSCR loan in Freeport, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Freeport, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Freeport, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Freeport, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Freeport, TX real estate investors have you covered.

Investment Opportunities in Freeport, TX

Benefits of DSCR Loans in Freeport, Texas

DSCR (Debt-Service Coverage Ratio) loans in Freeport, Texas offer numerous advantages to borrowers. These loans are ideal for real estate investors looking to finance income-producing properties. One of the key benefits is that DSCR loans do not consider the borrower's personal income, focusing solely on the property's income potential. This makes it easier for investors to qualify for financing based on the property's cash flow.

Demographics: Freeport, Texas, is a vibrant coastal city with a diverse population. The city has a mix of residents, including families, young professionals, and retirees. The median age in Freeport is around 36 years old, and the cost of living is relatively affordable compared to other cities in Texas.

Housing Market: Freeport's housing market offers promising opportunities for both homebuyers and investors. The city has a variety of housing options, including single-family homes, townhouses, and waterfront properties. With a steady demand for rental properties, investors can benefit from the city's strong rental market and potential for property appreciation.

Main Attractions: Freeport boasts a range of attractions for residents and visitors alike. From beautiful beaches and parks to historical sites and cultural events, there is always something to explore in Freeport. The city's proximity to the Gulf of Mexico also makes it a popular destination for fishing, boating, and other outdoor activities.

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