DSCR up to 8 units in French Camp, CA

DSCR loan in French Camp, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in French Camp, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in French Camp, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in French Camp, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our French Camp, CA real estate investors have you covered.

Investment Opportunities in French Camp, CA

Benefits of a DSCR Loan in French Camp, California

A Debt Service Coverage Ratio (DSCR) loan provides financial leverage for property owners by considering the property's income to cover its debt obligations. This type of loan can help investors access funding for real estate investments while maintaining a healthy cash flow.

In French Camp, California, the population is diverse, with a mix of different ethnicities, creating a vibrant community. The median household income is above the national average, offering residents a comfortable living standard.

The housing market in French Camp is characterized by a mix of property types, including single-family homes and apartments. With a growing demand for housing due to the area's appeal and proximity to major cities, property values have been steadily increasing, making it an attractive market for real estate investors.

French Camp boasts several main attractions, including the historic Great Wolf Lodge water park, offering fun for the whole family. The nearby French Camp RV Park provides a picturesque setting for outdoor enthusiasts to enjoy nature and recreational activities.

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