DSCR up to 8 units in French Gulch, CA

DSCR loan in French Gulch, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in French Gulch, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in French Gulch, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in French Gulch, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our French Gulch, CA real estate investors have you covered.

Investment Opportunities in French Gulch, CA

Benefits of DSCR Loan in French Gulch, California

One of the main benefits of a Debt Service Coverage Ratio (DSCR) loan in French Gulch, California, is the ability for investors to secure financing for income-producing properties. This type of loan considers the property's cash flow to determine the borrower's ability to repay the loan, rather than relying solely on personal income.

Demographics of French Gulch, California, show a small community with a population of around 300 residents. The town is known for its rich history dating back to the Gold Rush era, attracting history enthusiasts and tourists interested in the region's heritage.

Regarding the housing market in French Gulch, California, the area offers a mix of historic properties and newer developments. The market is relatively stable, with a moderate number of listings and a growing interest from buyers looking for a peaceful rural lifestyle.

French Gulch, California, boasts several main attractions, including the French Gulch Hotel, a historic landmark offering lodging and dining options. Outdoor enthusiasts can explore the nearby Whiskeytown National Recreation Area, known for its scenic trails, fishing spots, and water activities.

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