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DSCR loan in Fresno, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fresno, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Fresno, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Fresno, CA real estate investors have you covered.
DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for borrowers in Fresno, California. These loans provide a way to finance real estate investments without relying solely on personal income. With DSCR loans, the property's income potential is considered more heavily than the borrower's credit score, making it an attractive option for investors looking to expand their portfolios. Fresno, California, is a diverse city with a population of over 500,000 residents. The demographics of Fresno include a mix of cultures, with a significant Hispanic and Asian population. The city has a relatively young population, with a median age of 30 years, making it a dynamic and vibrant place to live and invest. The housing market in Fresno is competitive yet affordable compared to other Californian cities. The median home price in Fresno is lower than the state average, making it an attractive location for first-time homebuyers and real estate investors. The market is stable, with steady appreciation rates, offering opportunities for long-term growth. Fresno, California, boasts a range of main attractions, including the Fresno Chaffee Zoo, with over 900 animals from around the world, and the Tower District, known for its vibrant arts and entertainment scene. Outdoor enthusiasts can enjoy the nearby Sierra Nevada mountains and Yosemite National Park, offering endless recreational activities.
DSCR Loan Benefits in Fresno, California